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Wisteria blooms elegantly along the back fence, temperatures are gradually nudging their way up, grilling season is oh, so close and you’re ready to give your patio or balcony a shot of pre-summer sprucing. Few things in a busy life feel more luxurious than breakfast on the patio, deck or balcony on a gorgeous spring […]
Buying a home isn’t as easy as walking up to a lender and requesting a mortgage. You’ll need cash for a down payment and the loan’s closing costs, unless you’re applying for a VA or USDA loan. If you’ll be going after a conventional loan, you’ll typically (but not always) need 20 percent of the […]